YNAB costs $14/month to see your own budget. Mint got shut down. Calm Budget is $29 — once. Offline. Private. No bank linking. No data leaving your device. Yours forever.
See It In Action
No bank linking. No data syncing to someone else's server. No monthly fee for the privilege of seeing your own finances.

The Numbers
That's not anti-SaaS posturing. That's arithmetic.
In under 3 months, Calm Budget has paid for itself.
What's Inside
The full budgeting tool. One file. Yours forever.
Transaction Tracking
Log transactions manually. Categorise by type. See exactly where your money goes every month. All stored locally — nothing uploaded anywhere.
Budget Planning
Define monthly budgets by category. Watch the numbers update in real time as you log transactions. Know before you overspend.
Monthly Overview
Monthly summary with income vs expenses, category breakdown, and savings rate. Simple enough to actually use every week.
No Bank Linking
No connecting to your bank. No account linking. No data synced to a cloud. Everything stays local — because that's how it should be.
Data Export
Export your full transaction history and budget data as a portable JSON file. Import it on any device. No lock-in.
Multi-Currency
Set your currency symbol and the app uses it throughout. Works for households anywhere in the world.
YNAB charges $109/year. Every year. Calm Budget is $29, once. In under 4 months you've already saved more than you spent.